“I’ve Yet to Meet Someone Who Doesn’t Wish They Could Do More With Their Money”
I’ve yet to meet someone who doesn’t wish they could do more with their money – regardless of their income bracket or wealth – in my more than two decades of working with people and their financial habits.
Some wish they were on the same page as their spouse so arguments about money happened less often. Others want to contribute more to causes they care about but regularly feel tapped out financially. Still others are looking for more confidence and ease when it comes to both long-term and short-term financial decisions.
Many just want to save more, spend less, and invest with more intention.
The first step most people take to doing more with their money involves a calculator.
They associate making better financial choices with crunching the numbers and paying attention to how they add up (or don’t).
And, when they fail to meet their financial goals (again), they assume it’s their lack of prowess with the adding machine, the spreadsheet, and the budget that is standing between them and finally doing money well.
After all, most of us have spent a few decades awash in the advice of financial gurus who tell you to make a budget and stick to it, contribute a certain percentage to your retirement fund, and never carry a balance on your credit card. It’s all about the numbers.
But you and I know there’s a lot more to money than the numbers.
Every purchase we make, every decision that looms large, every investment we put off, every donation we write a check for has emotion attached to it. There often is no objective or logical reasoning behind the financial choices we make. We do what feels good, we avoid what feels bad, and we tell stories to justify it all.
What you might not realize is just how much the way this impacts your finances has changed over the last 20 years. I know both as a money expert and as a curious observer of financial behavior that the role money plays in our lives and the way we interact with it has shifted dramatically.
Today, you’re likely to change jobs anywhere from 4 to 9 times during the course of your career. My mother was of the generation where you stayed with the same employer for 30+ years and retire with a pension, which she did. Before starting my company, I was with my previous employer for nearly ten years.
Today, it’s become natural to role switch between being an employee, freelancer, intrapreneur or entrepreneur. Even if you don’t really want to.
Just as the way you work has change, so too has the “how.” Thanks in large measure to technology.
Not only has technology reshaped your work life, it has also changed how you interact with money (think: the rise of a cashless society), it has influenced what you’re responsible for (think: 401ks, IRAs, and the like); it has expanded your options and the control of who you work with (think: fintech). Technology has helped to shift the power from others to you.
There are a lot of moving parts when it comes to your financial life. It is what makes managing your money interesting, complex, frustrating and at times, fun.
And that’s where I come into the picture.
My clients are highly-educated, resourceful, ambitious and curious. So when it comes to doing more with their money, they’ve tried other routes before we connect. Usually, by the time we first speak, they’ve reached their capacity – whether that is measured in terms of knowledge and/or discipline. Often, they no longer want to figure out the next steps on their own — they are looking for a partner.
But not just any partner.
They gravitate toward me because my approach resonates with them.
They dig that I focus on the human side of money.
They appreciate that I invite them to shift their gaze beyond the numbers to look at and prioritize their financial behavior, choices and emotions about money.
In other words, they like that I go deep — that I create a safe space for us to navigate and negotiate the interesting, complex, and frustrating aspects of giving money the direction it needs in order for it to do for you what you want. They like that I don’t subscribe to a one-size-fits-all philosophy, but that I use a framework to curate a very personalized experience.
And, they appreciate how I help them wade through the work that is sometimes “messy” and a bit uncomfortable. (We are dealing with emotions, after all.)
So…how about you — what do you wish you could do more of with your money? What is it you’re looking to get right?
Perhaps I can help. Want to find out?
Let’s chat and explore if we’re a fit.
I work with a broad spectrum of curious-minded singles, couples, and entrepreneurs who understand that answering and addressing money questions, challenges and frustrations is never just about the dollars and cents. I work with corporations, non-profits and conference organizers who place a high value on financial wellness.
Together, let’s explore the human side of money.
A targeted 90-minute working session – for singles and couples – to work on one goal or challenge.
A four month engagement – for singles and couples – that gives you a 360 degree look at your money…and your life.
A four month engagement for entrepreneurs and small business owners. It combines financial and business coaching and is designed to ensure your business model and sales process support your personal finance goals, too.
Talking about money can be anxiety-ridden, boring and the very last thing folks want to do unless I am on the stage. I’m available for workshops (signature or custom-designed), keynotes, panels, and interviews of all types. All speaking engagements explore the human side of money.