Can Thoughts Jack Up Your Finances?

Can Thoughts Jack Up Your Finances?

I like questions. Always have. Growing up, I use to drive my mother crazy with my ongoing “why?” to every answer she’d give to one question after another of mine. Sometimes, she’d jokingly (I think) respond, “Okay, Rona Barrett…”  – more so for Rona’s penchant for questions, not gossip. In case you didn’t know, Rona is the former TV reporter and gossip columnist. The way I see the world, questions give birth to answers. But I believe there are times when the question is perhaps even more important than the ultimate answer – if for no other reason than what the question prompts you to think about and explore. Especially when you’ve reached the point of exasperation. Are You Paying Attention? I’ve been there. I know clients of mine have, too. Maybe you’ve been there as well. The “there” I speak of is that point where you pause and ask, rather bewilderedly, “What else can I do? I have done everything to turn this situation around and nothing is changing?” The above questions are a sure sign that frustration has set in! They also highlight how the process of answering them likely has more value than the ultimate answer. Here’s another example: Can Thoughts Jack Up Your Finances? I realize I’m likely venturing into sensitive, controversial, or maybe even contradictory territory. But I raise it because I struggle with this question. Sure it’s easy to embrace and apply the adage, “As a man thinketh,” when all is groovy and you are experiencing the financial results you want. But what about when the opposite is happening and the financial picture...
The Relationship between Debt and Shame Part II: Tools That Break the Bond

The Relationship between Debt and Shame Part II: Tools That Break the Bond

In December, I asked my good friend, John Dulworth, if he’d share his personal story of how he’s handling the gremlins of debt. It was pretty darn brave of him to say, “Yes.” It’s one thing to share his story with me, and quite another to really put it out there for a few thousand! But in January, he graciously did just that – revealing the many dimensions of debt that you can certainly relate to if you have (or have ever had) debt. Especially if it is/was accompanied by feelings of shame and overwhelm. Today, I’m excited to present John’s follow-up — this time he talks about what I like to describe as the tools that will break the bond between debt and shame. Read on if you have debt and if you don’t then share the link to this post with someone you know who does… In John’s Words In this my second part of my two-part series on the connection between debt and shame, I want to dive into a few specific tools you can use that will help to break their bond. Last time, I used my personal story as a way to illustrate how when you and I don’t consistently address the limiting beliefs we hold about money, we doom ourselves to acting in accordance with those beliefs. It becomes a self-fulfilling prophecy, effectively opening the door for shame to come in and shape the future actions you and I take. In my case, as in so many, it was my actions that created the debt – choices that were based on a set...
Same Road. Different Lane.

Same Road. Different Lane.

Ooh, I’ve been looking forward to publishing this post for awhile. I’m excited to share some news…I’m excited about what this moment (a year in the making) signifies for the road ahead. I am writing to share a few small, subtle shifts that will impact how I serve you. But first, some context… As I’ve shared from time to time, I’ve been working with Stephanie Pollock, business activator & leadership coach.  This time last year, she and I embarked on a journey with me having no idea, really, where it would lead. I was simply crystal clear that: a) something needed to change, and b) I needed help. It was time to redirect the “ship” and reach my tipping point. To say that working with Stephanie has been (and continues to be) a blessing beyond measure is truly an understatement. Little did I know back then that my choice to work with her was an act of self-love – both for my business and me personally. While I am writing to share with you some important updates. This isn’t just about me. My hope is that you’ll dig beneath the surface and ask yourself: “Am I so focused on making the BIG moves, decisions or (fill in the blank) that I’m overlooking the power of making small, subtle shifts?” Small really is the new significant! Retiring sterlingchoices.net As you may have noticed, we have a new online home and a modified home-page. Yay! We haven’t done a complete design overhaul and a few pages still need to be updated; all that is forthcoming. But after ten years, I decided...
The Relationship between Debt and Shame Part I: Becoming Your Own Super Hero

The Relationship between Debt and Shame Part I: Becoming Your Own Super Hero

In today’s guest post, John Dulworth, graciously shares how he’s handling the beast called debt – revealing what both prompted his inaction and what he discovered was necessary for targeted, empowered action. Read his story with an eye for your own (even if you don’t have debt). Enjoy! _______________________________________________________ When Jacquette asked me to write a piece on the relationship between debt and shame my answer was an enthusiastic “YES!” You see, I am fascinated by the relationship between things and in my life shame and debt, but more specifically the behaviors that lead to debt, have a symbiotic kind of relationship. One depends on the other for its very existence. But before I get to that, I want to talk about the other reason I said yes to Jacquette’s request. It’s a bit of my story and in it I invite you to listen for your own story. Shame: The big, bad wolf You see, I’m in the wake of having just processed four years of tax returns. All at once. And let me tell you, the news I received from the IRS and the State of New York was not an easy pill to swallow – not for this small business owner. Seemingly overnight I went from a man with manageable debt to a man with substantial debt. Even as I write that, I can feel the tinge of shame and blame stirring inside of me. The narrative (and this is the tame version) goes something like this: “How could you have let it get this far?” “How could you have been so irresponsible?” “How could you...

How to Take ‘It Sucks’ Out of Debt

I asked. You Spoke. I heard. And it seems, from the responses to my survey late June, we need to do a little more talking about DEBT. So, let’s do just that. I’ve put together a content-rich free training seminar event focused exclusively on this financial albatross – one I know you’re going to love. Especially if being debt-free feels like a worthy but elusive, never-going-to-reached goal. In this free seminar, I’ll show you how to avoid (or stop making) a mistake that is costing you time, money, and emotional freedom. To sign up, and get instant access to the seminar, click here   If debt is your biggest financial challenge right now and it is preventing you from living the life of your dreams – sign up for this free training and pay close attention. It will change your mindset about debt so you can put the feelings of shame, overwhelm and stress in their place and focus your effort and energy on your strategy for dealing with the numbers. Facing the numbers without the “baggage” is so much more productive and effective! Here’s the link once again: https://www.jacquettetimmons.com/debt-sucks-no-more/# Look forward to “seeing” you inside the free training seminar.   p.s. together, let’s take the ‘it sucks’ factor out of your debt experience and get you back to black so you can have more time, money & emotional...