Money is NEVER Just About Money…

...and because of this you need to spend more time on the psychology + emotions
of money to maximize your financial success
.

Sign up below for free insights & updates and join thousands of people who get
my weekly-ish musings on how to move beyond the numbers in order to make
smarter financially-driven choices.

Plus, you'll immediately receive our course: "7 unConventional Money Tips" - a free
course designed to help you create more ease, peace,
happiness and abundance -- starting today!

A Financial Medley: Let’s Dance (David Bowie, Style)

Bowie-David-Lets-Dance-promo-only-EMI-SP-1447-F-ri

I thought I’d wrap up this current love + money series with a little David Bowie. Specifically, his song, “Let’s Dance.” Yes, that funk-based love song from the 80s.

There are like a bazillion songs in the world, yet this is the one that popped to mind when I thought about love + money being:

  • a dance

To make love + money work well, you need two people who are in sync more times than not; two people who are both willing to take the lead and willing to follow – and who know which role they are in, and when it’s best to be in that role for the sake of the relationship.

  • a medley

A medley – whether you’re talking about music or something else – really boils down to a mixture. At the end of the day, the same is true when it comes to love + money…you are mixing together the histories, goals, aspirations, expectations, hopes, life-visions, dreams, habits, choices, preferences, etc. of two people. Ideally, you want that mixture to produce a harmonious end result!

  • an on-going exercise in managing opposites, contrasts and contradictions

The opening verse of “Let’s Dance” says it all! “Put on your red shoes and dance the blues…”

  • a commitment

Being the child of a musician and having played an instrument for seven years, one thing I know about music is that you never stop practicing! I also know that discipline is deeply embedded in even free-form music.

To make love + money work, you must be willing to practice demonstrating love (as the other person needs it, not just purely on how you wish to give it); you must be willing to practice money (in other words, have a teachable spirit that there’s always room for improvement when it comes to managing your finances); you must be willing to embrace commitment as the container that holds practice and discipline together.

  • fun

Gosh…you have no idea how many people literally wince when I mention love + money. It conjures up almost every emotion, but fun! But what is dancing, if not pure, unadulterated fun. Especially if you let yourself cut loose!!

I hope you’ve enjoyed this love + money series, which began with my piece – “This Thing Called Love.” (If you missed it or any of other related posts, click here to catch up!) I hope in these weeks, I’ve given you something to think about, as well as something to experiment with and try.

What are you composing?

When I think about ALL the elements at play when it comes to love + money:

  • your beliefs, thoughts, behavior about and with money; your family background; your own choices; how you are influenced by society, etc
  •  the numbers
  •  your structure + systems

It really is all a dance…

Thanks for letting me groove with you!  :)

p.s. enrollment is now open for – Master the Language of Love + Money. This program is for you if you want to have the right conversations and make the right decisions – in order to rightly manage how money shows up and impacts your romantic life! Click here to register!

 

 

Are You Having Fun?

not-having-fun

One of the reasons I conduct surveys is to get out of my own head and world. It gives me a chance to see the many facets of money through the eyes of my clients and potential clients, not as I or my professional peers do. It gives me a chance to validate some of my assumptions, as well as to have others challenged. It gives me a chance to discover what I’m missing that I don’t know I’m missing.

Weekend before last I randomly approached total strangers in my neighborhood and asked them to share what came to mind when they thought of love and money (the focus of these posts the last few weeks). This past weekend, on various social media feeds, I asked people to complete the following statement:

“The real reason money disrupts a perfectly good, or great, relationship is…”

If we’re not connected on Facebook, Twitter, or LinkedIn, or we are, but you missed this, how would you complete the above statement? Leave a comment in the comment section (see link above).

The Great Recession Took More than Money & Jobs From Us

As I reflect on the responses to each question/survey, I couldn’t help but think: “Man, the Great Recession zapped more than money and jobs.”

Five years later and the stock market is at an all time high, with the Dow crossing the 15,000 threshold for a brief moment; unemployment numbers look better; the personal debt-to-equity ratio is a wee-bit better (for most); and savings and investment accounts are on the rebound (for most).

But something is missing.

During a conversation with a member of my accountability group (yes, I have a coach; belong to a mastermind; and have an accountability group), I realized what the missing factor was. And, it hit me like a ton of bricks. As I was sharing my financial goals and tying those goals to the “what is my money for” factor, she asked very calmly – “Where’s the fun?”

OMG!! In listing how I would address my seemingly ever-increasing responsibilities and obligations, I didn’t include self-care in the form of fun. Pitiful, right?

Yet when reflecting upon the survey responses, the missing factor was noticeable in both what was said, as well as what wasn’t.

Are you, too, so mired down in responsibilities and obligations and working, working, working that you’re overlooking the fun + money factor, as well?

I’m not talking about the occasional dinner, or cinema or theater or concert outing. I’m talking about the practice of including fun, entertainment, and excitement on a regular, consistent basis – as a natural part of your personal self-care routine, not as an occasional treat to celebrate something special.

The Great Recession may have been needed to get our collective attention and to reign in some irresponsible behavior and choices (and regulations). And, it certainly did a great job of reminding you and me about the gift of discipline and discernment. But at the same time, I believe it also robbed a great many people of what it feels like to be carefree and to spend money in a way that brings joy, fulfillment and excitement. To quote Dr. Jeff Gardere*, “most people don’t understand the significance of money to our happiness.”

What does fun have to do with love + money?

If you’re wondering how does fun connect to this love + money series, here’s how: If the only time couples come together to talk about money is when there’s a crisis or a transaction to be decided upon, well, then, of course, money is going to feel like a dreaded to-do. With that backdrop, there’s no room for more expansive conversations about money that speak to possibilities, empowerment, dreams and fantasies.

It’s time to move the needle! Responsibilities and obligations will always be present. The key is to not allow the need to meet them to become the only thing that your money is feeding. It’s time to make certain the happy-factor and fun are also present as you manage the many facets of your money…and life.

 

p.s. if you missed last week’s webinar – Money, A Menage a Trois – I’m hosting another live session tomorrow (Wednesday, May 8th at 8pm). If you want information and tips that are practical, useful, results-oriented…and doable as you work to manage the various ways money can disrupt a perfectly good, if not great, relationship, you’re going to want to spend an hour with me. Click here to register.

p.p.s. Dr. Jeff Gardere is one of the many fantastic guest experts sharing his wisdom, insight and practical to-dos in the Master the Language of Love + Money program!

 

Does Gender (Really) Matter When it Comes to Money?

women-vs-men-money-36451078205704591_HXfabAUg_222

This past weekend I conducted a random, unscientific survey. I approached and asked total strangers to share with me the first thing that came to mind when they thought about love + money. Thankfully, the people I approached were all quite open to my experiment…and surprisingly very candid! I plan to share a few of [...]

Continue reading...

New Webinar: How to Make This Love Triangle Work

lovemoney

Have you and your honey ever had a fight over or about money? Have you ever felt awkward initiating money discussions with your beloved? And yet…do you know what shows up beginning with you and your sweetie’s very first date, but never, ever, goes away? If you answered money, you WIN! But if you and [...]

Continue reading...

A “Dear John” Letter…For Your Money?

numbers-39dbd7f

Money may not be just about the numbers. But at some point, you have to deal with them. Sometimes fear, frustration, and despair prompt the “dealing” with; at other times the trigger is joy, hope, progress and expansion. Granted, the latter is always so much more fun. But in truth, both scenarios can cause you [...]

Continue reading...

This Thing Called Love

thing-called-love

It begins with a handshake and a smile. And at a some point the question is asked: “Would you like to go out?” And the response: “Why yes, I would!” Okay, okay, maybe it didn’t/doesn’t go down exactly like this, but you get my drift: You meet; there’s a spark; and a desire for more [...]

Continue reading...

Personal Taxes: The Two-Week Countdown Starts Now…Yikes!

5317752340_istock_000020399553medium_xlarge

As I mentioned earlier, you’ll begin to hear other “voices” via guest posts that I’ve commissioned. And with two-weeks left until the U.S. tax filing deadline for personal taxes, I couldn’t think of a better post than one from Valeri Hall Little – a business efficiency designer and productivity consultant. A combination sorely needed at [...]

Continue reading...

Can Thoughts Jack Up Your Finances?

money-thoughts-325x222

I like questions. Always have. Growing up, I use to drive my mother crazy with my ongoing “why?” to every answer she’d give to one question after another of mine. Sometimes, she’d jokingly (I think) respond, “Okay, Rona Barrett…”  – more so for Rona’s penchant for questions, not gossip. In case you didn’t know, Rona [...]

Continue reading...

The Relationship between Debt and Shame Part II: Tools That Break the Bond

I'm Free

In December, I asked my good friend, John Dulworth, if he’d share his personal story of how he’s handling the gremlins of debt. It was pretty darn brave of him to say, “Yes.” It’s one thing to share his story with me, and quite another to really put it out there for a few thousand! [...]

Continue reading...

Is Stress Blocking Your Wealth?

dearstress

I know you might not read every post I publish . But if you read last week’s, you know the title of it was “Get Up Trinity. Get. Up.” Little did I know that just a few short hours after it went live I’d be laid out on the Brooklyn Bridge, welcoming the aid of [...]

Continue reading...