How to Take ‘It Sucks’ Out of Debt

I asked. You Spoke. I heard. And it seems, from the responses to my survey late June, we need to do a little more talking about DEBT. So, let’s do just that. I’ve put together a content-rich free training seminar event focused exclusively on this financial albatross – one I know you’re going to love. Especially if being debt-free feels like a worthy but elusive, never-going-to-reached goal. In this free seminar, I’ll show you how to avoid (or stop making) a mistake that is costing you time, money, and emotional freedom. To sign up, and get instant access to the seminar, click here   If debt is your biggest financial challenge right now and it is preventing you from living the life of your dreams – sign up for this free training and pay close attention. It will change your mindset about debt so you can put the feelings of shame, overwhelm and stress in their place and focus your effort and energy on your strategy for dealing with the numbers. Facing the numbers without the “baggage” is so much more productive and effective! Here’s the link once again: https://www.jacquettetimmons.com/debt-sucks-no-more/# Look forward to “seeing” you inside the free training seminar.   p.s. together, let’s take the ‘it sucks’ factor out of your debt experience and get you back to black so you can have more time, money & emotional...
Time, Money, Faith: Sometimes There Just Isn’t Enough

Time, Money, Faith: Sometimes There Just Isn’t Enough

Earlier this week I met a friend for a mid-day Vietnamese iced-coffee and walk around the block. Admittedly, I was a little less perky than usual and a tad-bit cranky. Not because I was suffering from caffeine withdrawal, but because I am plum tired! This summer has not been stereotypically slow for me; at the moment, I am working on several time-sensitive projects with back-to-back imminent deadlines and gearing up for a busy month of speaking engagements. Oh, and did I mention I’m also overhauling my business?! The night before (or it might be more accurate to say the morning of) our afternoon stroll, I went to bed at 1:30am; the night before that was a more reasonable bedtime (11:30pm), but I was up at 5:45am. This erratic pattern has unfortunately become my new norm the last couple of months, which isn’t too attractive when I really need (and crave) 7-8 hours of sleep a night. When I shared my whacky schedule and why I was fatigued, what my friend, who works in institutional sales, said stopped me mid sip: “…you need to accept that there is not enough time to get everything done…” If the coffee didn’t jolt me “awake,” that statement certainly did!  Even if I wasn’t operating on all cylinders, I was alert enough to know his words, which were a paraphrase of one of the leading sales training gurus, Brian Tracy, held pearls of wisdom beyond time management. And I wondered… What if we dared to get real and admit there are times when there simply isn’t enough money to meet our needs? What do...

It’s Time to Protect Your Time

It’s November, and all hell is about to break loose. Unlike any other time of the year, the last eight (8) weeks of the year seem to wreck havoc on our calendars. Now is when life, in general, becomes more hectic as we move deeper into the holiday season and social and family commitments increase. Similarly, work becomes crazier as we rev up efforts to close-out the year with more of our goals accomplished than not. The countdown to the end of the year and the beginning of the new can be both celebratory and depleting! Can you relate? If so, here’s a single suggestion on how this holiday season can be festive without the usual fatigue: PROTECT YOUR TIME! Here’s how you can do it? Take a month-at-a-glance look at November and December noting the appointments you already have; Designate one day of each week as “open.” On these days, make a commitment not to put anything on your calendar that isn’t already there; Add to your calendar any annual events/gatherings you plan to attend but for which you’ve yet to receive an invitation; If you are hosting any holiday events, carve out more prep time than you think you really need; If you and your family/friends are exchanging gifts, identify your shopping days and times and try to spread them out over several weeks. This is also a good time to set an overall and per person budget; Say, “no,” to any invitation that immediately causes you to feel stressed out and offer a counter-invitation for a date/time in the New Year if it’s something you really,...

Overwhelmed? Schedule thinking time.

I’m having a fantastic summer! After spending  the three previous summers working on book related deadlines, I’m definitely taking full advantage of my newfound freedom. My evenings and weekends have been filled with barbecues, live music, plays, weekend excursions, or leisurely brunches. Fun, fun, fun!!! Yet, I can’t seem to escape this nagging feeling of overwhelm. As the summer draws to a close, the tension between the present and the future continues to mount. At times, I feel as if preparing for the future is suffering as I enjoy whatever I’m doing that’s non-work related; other times, I feel as if I’ve sacrificed my personal time for three years and the future can simply wait until I’m ready. (Indignant, right?!) Well, we all know the adage, “time waits for no one.” My sense of overwhelm reached a plateau today as I realized that fueling the tension of the present v. future is yet another tension: doing v. thinking.  So much so that I decided that the best way to deal with these tensions is to schedule “thinking” time. Initially, I felt ridiculous actually marking a date/time on my calendar with “work space/thinking.”  But like anything else, if it’s not on the calendar it isn’t likely to happen. So begins my experiment with scheduling thinking time! What do you do to bridge the gap between the present v. future and tasks of doing v. thinking? I’d love to...